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Council Right-to-Buy Mortgages

Are you looking for a competitive council right-to-buy mortgage?

Under the Right to Buy scheme, you can buy your home at a price lower than the full market value. This is because the length of time you have spent as a tenant entitles you to a discount.

The Government recommends that you should seek independent financial advice about the different types of mortgage that are available.

Specialist officially regulated council right-to-buy brokers will search many of the UK's top lenders including Abbey, Halifax, Northern Rock, Nationwide, Britannia, Natwest, Alliance and Leicester, Barclays, HSBC, RBS and many more!

Bad credit? Been refused a mortgage? Got CCJs, defaults, arrears, IVAs or bankruptcy worries? We have access to specialist lenders to help you. You may also wish to consolidate your debts and pay off all your loans and credit cards, reducing everything to one simple monthly payment.

An adverse credit mortgage (sometimes know as a sub-prime mortgage) is a loan given to those with less than perfect credit. Usually the borrower would have credit issues such as CCJs (County Court Judgements due to non payments of outstanding debt), an IVA (individual voluntary arrangement that allows an individual to avoid bankruptcy and make maximum possible restitution to creditors), arrears (payments that have not been made by the due date), defaults (failure to meet the terms of a loan by not paying the interest or capital due) or bankruptcy problems.

Mortgage Calculator

The calculator below will give an estimate of what your monthly repayments may be based on the interest rate, term of the loan and the amount you wish to borrow. Please note the calculator is for guidance only and does not form the basis of any offer or contract between advisor and borrower.

Please input numeric values and decimal points only (ie no commas).

Mortgage Amount £
Term:
years
Interest rate:
%
Mortgage type
Calculated:

Monthly payment £

Total payments £

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Enquire about a mortgage now. Please complete the NO OBLIGATION form below and we will do the rest! Please complete the NO OBLIGATION form below.

Free Right to Buy Enquiry

Joint or single enquiry

Joint Single

Your date of birth

Your approx. annual income before tax

Employment status:

2nd enquirer's date of birth

2nd enquirer gross annual income (£):
(if applicable)

Have you received your right to buy valuation form from your council/landlord yet?

No
Yes

Have you asked a solicitor to act on your behalf for your right to buy purchase?

No
Yes

Is your property of standard construction?
(brick built and tiled/slate roof)

Yes
No
Not sure

What is the type of your property?

Council valuation of property (if known)

Discounted right to buy price (if known)

Mortgage amount required:(*)

Mortgage term required (years):

Approximate total of debts and other loans:
(include credit/store cards etc)

May a broker perform a credit check?

Do you have any credit problems:

No Yes

What Credit problems do you have:
(if applicable}

None
Late/missed loan payments
Defaults
Arrears
CCJs
IVA
Bankruptcy
More than one or other‚ please record below

Brief details of credit issues or any comments you feel may affect your enquiry

Title:

First Name:

Last Name:

Address:

Postcode:


Please note it is not always possible to process enquiries based solely on the information contained in this form. Each case is unique and it may be necessary to speak to you to be able to assess your own particular circumstances to help find the most appropriate course of action. Please supply at least one phone number.

Home phone:

Work phone:

Mobile:

When can you be contacted?

 Daytime  Evening  Weekend

Email address:

Terms and Privacy

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. © Apply for a Loan, 5 Keysland, Thundersley, SS7 3TW. This site is an independent marketing website and not a lender or financial adviser. We pass enquiries to financial service providers and cannot offer advice and are not responsible or liable for any financial service obtained through a third party. You may be required to pay a broking fee. The fee will depend on your circumstances, an indication is 1%. Early repayment charges will apply. They will vary depending on the mortgage you choose. Overall cost for comparison is 7% APR. Actual rate available will depend upon your circumstances. Ask for illustration. APR variable and based on a usual case. Terms